Best money saving apps for Malaysians to gain rewards while spending money at home

By Chia Yun Fei

As Malaysia is experiencing the extended movement control order from the Covid-19 pandemic, the role of e-commerce has become more important for the survival of businesses and the first choice for consumers as no one is encouraged to go out and shop.

Have you become an online shopaholic after one year of online shopping at home? There are several mobile apps that offer cashback, promos, and bundles of rewards for spending money on hundreds of brands in Malaysia.

(Source: Homepage of Shopback)

1: Shopback, earning at the same time while spending

Shopback is an e-commerce site that allows users to get a certain percentage of money back (depending on different merchants), making online shopping another way of getting savings during online shopping. This is done by offering promos from a lot of different marchants on online shopping platforms, relating to food, fashion or even booking hotels for trips.

Their list of merchants include a variety of popular brands like Shopee, Lazada, Zalora, Grab, Taobao, Hermo Expedia, Nike, Malaysia Airlines, etc.

There are a few simple steps to get cashback, with just clicking on any store through the extension button and it will get redirected to the store’s website, where you can then just shop and pay as usual.

Shopback is a user-friendly platform that has the most basic requirements to redeem the cashback into cash, which is the requirement of a Malaysian bank account with a minimum amount of RM10.00 in it for withdrawal.

Users can also earn RM5 when they refer any friend to register and with one completed transaction, the money is redeemable as cash in the user’s bank account.

(Source: MYDUITPOKETKU, poster of MYBoost app)

2: MYBoost, a lifestyle e-wallet that provides cashless payment with bundles of rewards

Besides Shopback, the MYBoost app is also an app that strives for user convenience. This app allows users to make purchases at stores by scanning the QR code at cashier counters or using it as a payment method in their partnered shopping platform.

Besides that, boost also provides discounted vouchers from within their app for their users, and one can present it at the counter, like Petrol, postpaid, or even groceries vouchers.

Along the way, some of the merchants you can get up to 50% cashback from Borders bookstore, My news, Startbucks, Boost Juice, Fave etc. or get cashback with paying bills like Unifi, Ptptn, water bill with Boost.

New users now can download and register and get a reward of RM20 worth of rewards.

(Source: ZCITY)

3: Feature of ZCITY, instant discounts and reward points for every transaction

ZCITY is a mobile app that offers multiple rewards once zero credit is topped up, and allows users to choose their preferred e-wallet like Touch’n GO, Boost, GrabPay Online and credit card/online banking like FPX in Z-City for payment to get rewards at both sides.

ZCITY also promotes themselves as helping everyone enjoy multiple rewards while giving back to the community.

ZCITY agent, a platform for everyone to earn extra income

For those who wish to earn extra income, the ZCITY agent may help. Anyone is welcome to join and generate extra income and lots of benefits with ZCITY agent, no matter who they are- a student, housewife, freelancer retiree, or even office worker is free to gain the benefits.

“The more merchants recruited, the more income you earn, people can also form a team or group to recruit more merchants.

Now, you can be at ease at home while generating a continuous stream of passive income,” according to ZCITY.

Not only that, users can earn up to RM5 whenever they have a friend to download, the more they share the more they can earn.

(source: ZCITY)

These apps offer not only cashback and vouchers, but also provide a platform for users to earn money while spending money or just sharing referral code to family and friends to earn extra as passive income.